The Top 7 Money Excuses That Hold You Back From Financial Independence

One of the greatest obstacles we have to truly achieving financial independence are the money excuses we make for ourselves. I love to talk to people about money!  Yet I can’t help but notice how many times a conversation ends in “I could never do” or “why that will never work for me”. These excuses are the lies we tell ourselves to make it seem better when we’re not where we want to be with our … [Read more...]

How This Couple Was Able to Retire Early After Just 15 Years of Saving

Do you think you need 30 years of saving to make your retirement happen? Do you think you need to make a lot of money? Or know what the best stocks are to invest in each year? Of course not! I’m a huge fan of early retirement stories of the everyday-man; stories that prove that good-ole fashioned saving, simple investing, and living within your means CAN and WILL provide you with not just the … [Read more...]

How to Become a Millionaire – The Simple Way to Save $1,000,000

Admit it – you’ve probably asked yourself “How do I become a millionaire?” more than once in your life. Don’t be shy! With all the images of happiness and security we see associated with wealth, how could you (or most anyone) not. Regardless of what your actual financial goals are, the act of having a net worth of one million dollars or more is still heavily regarded as quite an accomplishment! In … [Read more...]

How Much Passive Income Will a Dollar Saved Today Buy Me in the Future?

Can you “buy” passive income? Of course you can!  Essentially this is the whole point of saving your money and stashing it away for financial freedom (or retirement). “A dollar saved is a dollar earned” … or so the old saying goes. But is this really true? How much is a dollar saved really worth in 10, 20, or even 30 years? Or to be even more practical, how much financial freedom … [Read more...]

How to Retire By 55 (or Sooner) on a Salary of $50,000 or Less

If you’ve got dreams of retiring early by age 55 or sooner, then you’ll be very delighted to know: This is a goal that is definitely well within your reach! Believe it or not, our ability to reach financial independence is something that is completely dependent upon our own decisions. It doesn’t matter if you’re in your 30’s, 40’s, or any age.  If you want to make working … [Read more...]

The One Thing You Need to Do to Work Less and Make More Money

I’m very sure that just about everyone has thought about how they can work less and make more money at some point in their professional career. And why not.  The U.S. is one of the most over-worked developed countries in the world.  Our mantra for generations has been to simply put more hours in when we want a bigger paycheck. Yet … we all know there are outliers.  I’m sure you can think of one.  … [Read more...]

Overcoming Envy – Why Do We Hate Other People’s Success?

We all want the best.  We want it for ourselves, our families, friends, children, loved ones, etc. No one in their right mind ever wishes ill-will upon another, right? So why do we sometimes feel such a contradiction of emotions when someone we know has a good fortune?  Why is it that we suddenly feel consumed by feelings of envy and disdain? According to a paper from the University of California, … [Read more...]

How Much Do I Need to Save for Retirement? The Incredibly Simple Answer

Whenever I first get talking to someone about personal finances, one of the first questions they have is: How much do I need to save for retirement? It’s a heavy question, I know! Save too little and you might end up having to go back to work when you don’t want to. But set your target too high, and you might end up working harder and saving longer than you really need to. Believe it … [Read more...]

YouNoodle and Denmark for Entrepreneurs

Start-up Denmark Teams Up With YouNoodle To Find High-Growth Startups New partnership aims to attract global entrepreneurs interested in building and growing innovative companies in Denmark Start-up Denmark (, a new initiative of the Danish Government designed to attract talented entrepreneurs with world-class business ideas and YouNoodle (, a startup … [Read more...]

Small Business Scorecard : Optimism Up

SurePayroll Small Business Scorecard®: Optimism Hits New High, Pay Increases 80% of small business owners optimistic about the economy Optimism among small business owners hit a one-year high in March, according to the March 2015 SurePayroll Small Business Scorecard. Four out of five (81%) say they are optimistic about the small business economy, with 89% saying business is the same or better than … [Read more...]

Drone Conference Takes Off in Vegas

International Drone Conference and Exposition set for September in Las Vegas.  BZ Media LLC announced the addition of Drone Business, a conference for drone business owners, entrepreneurs and dealers, to the International Drone Conference and Exposition being held September 9, 10, 11th at The Rio in Las Vegas. InterDrone, with more than 100 classes, panels and keynotes in all, will also feature a … [Read more...]

RoadLok Secures Your Motorcycle

RoadLoK designs, manufactures and distributes the world’s only physical motorcycle immobilizer. Its product offering includes a retail product line for end users along with private labeled product for major OE manufacturers and licenses on RoadLoK technology. Before RoadLoK, based in Santa Monica, California, made it to market, the only option a rider had was to use a dangerous disc lock to … [Read more...]

Sensoglove Is First Digital Golf Glove

Sensoglove has developed the world’s first digital golf glove Patented Wearable Technology with Sensors throughout the Glove – No App Needed Brings Digital Training to Golf to Avoid Bad Habits — Corrects “Death Grip” for Accurate & Powerful Swing, Realtime Audio & Visual Info at 80 Times per Second Easy to Use, Based on Feedback from International PGA Professionals … [Read more...]

Desde Cero

Este Blog comenzara desde cero debido a problemas con Google. Pronto se crearan nuevos temas. var wordpress_toolbar_urls = [""];var wordpress_toolbar_url = "";var wordpress_toolbar_oinw = "y";var wordpress_toolbar_hash = … [Read more...]

Las desventajas de usar PayPal y Payoneer Vs las ventajas de Neteller y Skrill

Actualmente es muy raro que quien realice sus compras vía Internet no use PayPal para hacerlo, aunque existen otras opciones para utilizar como gestores de pagos o compras, como por ejemplo Neteller y Skrill (antiguamente conocida como Moneybookers) estas empresas ofrecen plus adicionales, como por ejemplo el uso de una tarjeta MasterCard de prepago, en el caso de Neteller es la de Net+ la cual no … [Read more...]

Venta de dominios premium el negocio del Ayer

Hace años cuando el dominio sex(punto)com fue vendido por varios millones de dolares, se desato un boom en el registro y venta de dominios sin contenido, es decir que cuando mucho la mayoría de ellos se encontraban en parking. Duro varios años la fiebre por comprar y vender dominios, ya que algunos adquirían ganancias millonarias por solo haber invertido unos pocos dolares en el registro de un … [Read more...]

El Mal Uso de los Correos Personalizados

Existe un tipo de cuidado que debemos tener que se aplica para quienes trabajan en un sitio online, ya sea un portal, blog, tienda online o cualquier tipo de pagina web. Esto debido a que comúnmente suelen usar el correo electrónico asignado por la empresa, o en el caso de los blogueros por ellos mismos, al cual se le conoce como correo personalizado. Estos emails están formados por el dominio web … [Read more...]

Desconfianza sobre nuevas extensiones de dominio gTLDs por Desconocimiento

Las nuevas extensiones de dominio gTLDs (dominios de alcance general) han causado desconfianza a los domainers y webmaster, ha causa de su desconocimiento de como funcionan realmente cualquier tipo de dominio, pues la mayoría dicen despreciar las nuevas extensiones por preferir los ‘.COM’, debido a que según ellos están mejor cotizados, pero desconocen que están así de cotizados, … [Read more...]

My Cancer Update – 8 Weeks Later

I wanted to give everyone a quick update on my health and how things are going. In case you didn’t know, I found out in January that I have cancer – specifically Type II Hodgkin’s Lymphoma. As you can probably guess that came as a HUGE shock to me to because I’m an otherwise pretty young, healthy guy. However, as I’ve learned, cancer doesn’t discriminate its victims.   And so now this is … [Read more...]

14 Reasons Why Writing an eBook Will Be My Next Make-Money Project

It’s time to let the cat out of the bag!  For a while now I’ve been hinting that my next big extra income project will be to officially release an eBook. This is something I’ve wanted to do for a very long time.  Quite frankly I’m way overdue and should have tried it a long time ago.  As a matter of fact making money writing eBooks was on the table as one of my next projects as far back as this … [Read more...]

Where to Park Your Rainy Day Savings for Growth Without Much Risk

We all know that part of a good, healthy financial well-being is to have a decent sized chunk of money set aside in your emergency fund or rainy day savings fund as some people call it. Some advisers tell us it can start off with as little as $1,000 (I believe that one is a Dave Ramsey thing).  More commonly I see suggestions to have as much as 3 months, 6 months, even 12 months worth of living … [Read more...]

What Habits Are On Your Morning Routine Checklist?

Usually I don’t tend to buy into headlines like “how to be more productive” or “how to improve your efficiency”, but recently I was pleasantly surprised by something I heard. One of the latest Pat Flynn Smart Passive Income podcast episodes was a whole thing about his daily habits and morning routine.  Normally I tend to gravitate more towards his bits about blogging and entrepreneurism.  But with … [Read more...]

Niche Website Income Report 28 – $975 for March 2015

Thanks and welcome to the monthly progress and income report for my niche website business! Every month I like to share with you how things are going with website developments, challenges I’ve ran into, and cool new tricks I’ve discovered.  It’s all part of being an online entrepreneur and seeing if we can create something from nothing into a constant sustainable business. Right off the bat I’ll … [Read more...]

How a Good Asset Allocation Model Can Impact Your Financial Future

Assets allocation is just not one of those topics that most people find particularly sexy.  Usually it’s the sort of thing that gets about as much attention as the instruction manual to your Blu-ray player. But as you’ll see below, it’s one of those parts of investing that you simply can’t ignore – largely because it can have a MAJOR effect on your finances and how long they ultimately last. The … [Read more...]

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